Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Beginner’s Guide To Workers’ Comp Insurance
Posted: October 19, 2020
Beginner’s Guide To Workers’ Comp InsuranceIf you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation...
How To Know When Your New Car Needs A Tune-Up
Posted: October 16, 2020
How To Know When Your New Car Needs A Tune-UpModern cars do not generally require a tune-up in the traditional sense. Engine parts are designed to last longer, and new cars don’t have the same components that needed to be adjusted or replaced in the past. Nevertheless, modern vehicles require regular maintenance. The following are signs that your new car is ready for a trip to the mechanic. A Light on the Dashboard Comes...
What Is The Long-Term Disability Waiting Period?
Posted: October 10, 2020
What Is The Long-Term Disability Waiting Period?Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to 180 days) before your benefits start. This period of time is known as the waiting...
Is It Ever Too Late To Get Life Insurance?
Posted: October 7, 2020
Is It Ever Too Late To Get Life Insurance?Strictly speaking, it is never too late to buy life insurance. However, the longer you wait to purchase a policy, the higher your premiums and the more limited your options. If you wait too long, you may have to settle for a policy that is less than you want at higher rates. Why Buy Life Insurance Early? The younger you are when you buy life...
Do I Need Commercial Property Insurance If I Work From Home?
Posted: October 4, 2020
Do I Need Commercial Property Insurance If I Work From Home?If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...