Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Preparing for the Life Insurance Examination
Posted: March 7, 2021
Preparing for the Life Insurance ExaminationThe healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...
Avoiding Workers’ Comp Fraud
Posted: March 4, 2021
Avoiding Workers’ Comp FraudWorkers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses. How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...
Do I Need Different Insurance for a Vacation Home?
Posted: March 1, 2021
Do I Need Different Insurance for a Vacation Home?If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...
Quick Exercises for Busy Lifestyles
Posted: February 25, 2021
Quick Exercises for Busy LifestylesWe all know we need exercise to look and feel better. But it can be difficult (or seemingly impossible) to fit into a busy lifestyle. Here are some ways to get your body moving, no matter how hectic your schedule may be. Move Around While You Talk On the Phone Pick up the phone instead of texting or emailing, and move around while you talk....
Does My Spouse Need Life Insurance if He or She Doesn’t Work?
Posted: February 22, 2021
Does My Spouse Need Life Insurance if He or She Doesn’t Work?When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...