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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Staying Healthy While Working from Home

Working from home has become the "new normal," even as office buildings begin to open their doors again. Most workers have transitioned to daily Zoom calls, email, and texting to perform the duties of employment. Being forced to stay home over months of restrictions, and with gyms closed for many of those months, may have caused your normal exercise regimen and track to staying healthy...

What is a Life Insurance Ladder Strategy?

If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy.  Calculating the Financial Needs of Your Loved Ones  The process starts with calculating your family's projected...

Do I Need Business Insurance for my LLC?

If you established a limited liability company (LLC), you chose that type of entity for the protection it provides to your personal assets, along with the tax benefits. Unfortunately, even an LLC cannot entirely protect you from some risks. While your personal assets are generally protected, in certain situations, you have almost zero protection. For example, without business insurance, a slip and fall injury accident...

Before Your Last Summer Road Trip, Check Your Car Insurance

If you are planning a last summer road trip, your insurance matters more than ever. An auto accident is most likely to occur in the summer months, with August and September topping the list, as reported by the NHTSA (National Highway Traffic Safety Administration). The streets, roads, and highways are busy, with drivers operating large RVs who may be unfamiliar with the area or be...

Staying Safe During Summer Exercise

Regular exercise is among one of the best ways to stay healthy throughout your lifetime. During the hot summer months, taking some precautions can help you stay safe and avoid heat-related health risks. Before you go outside to run, walk, or perform any physical activities in hot weather, follow these health tips: Dress Right. Wear clothing that is light in color and wicks away sweat....