Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
4 Ways to Protect Your Rental Property
Posted: February 16, 2022
4 Ways to Protect Your Rental PropertyRenting out a property is a great way to generate passive income, but there are always some risks involved. Those risks include liability for injuries sustained on the property, physical damage to the property itself, and non-paying tenants. Taking the following steps can help minimize your risk as a landlord. Purchase Landlord Insurance This is essential protection to cover common occurrences such as fire, lightning,...
What Determines the Cost of Health Insurance?
Posted: February 10, 2022
What Determines the Cost of Health Insurance?Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...
Why Life Insurance Is Still Important If You’re Single
Posted: February 7, 2022
Why Life Insurance Is Still Important If You’re SingleMany single people believe they don’t need life insurance. With no one relying on their income to act as beneficiaries, why should they pay the monthly premiums? The truth is life insurance is not just for married people with children. It can have many benefits for single people as well. When Can Single People Benefit from Life Insurance? Life insurance can benefit single individuals in...
What Is Cargo Insurance and Why Is It Important?
Posted: February 4, 2022
What Is Cargo Insurance and Why Is It Important?Transporting goods carries risks. Any number of things can go wrong with goods in transit. That is what makes cargo insurance so important. It can help protect the value of your goods against losses in transit by sea, air, or rail. Cargo insurance provides protection against financial loss for cargo that is lost or damaged due to a covered event. These typically include natural disasters,...
Which Disasters Are Covered by Home Insurance?
Posted: February 1, 2022
Which Disasters Are Covered by Home Insurance?Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...